Terms and Conditions of Use
These terms set the boundaries for using tivoraciel.pro and engaging with our expert financial content. Please review carefully to understand your rights and responsibilities.
Last updated January 5, 2026
Acceptance of Terms
By accessing tivoraciel.pro, you accept these terms and agree to comply with all posted requirements and policies. If you do not accept these terms, please do not use the site or services.
Key Definitions
Essential terms used in financial literacy discussions on this website.
‘User’ refers to anyone accessing or using tivoraciel.pro for information or contact purposes.
‘Services’ refers to the informational content, articles, and contact features on tivoraciel.pro.
‘Content’ means all advice, opinions, facts, and information presented by Daniel Wong or other contributors on this site.
‘Agreement’ means these Terms & Conditions.
Using Our Site Responsibly
You agree to use tivoraciel.pro only for lawful purposes, to respect the integrity of the content, and not to misuse any features or services provided here.
User Eligibility
Users must be at least 16 years old and located in Malaysia to use this website and engage with its content.
Parental consent required under 18.
Your Responsibilities
As a user, you agree to the following responsibilities:
Prohibited Activities
Users must not exploit or abuse the site or its content.
Intellectual Property Rights
All articles, text, and images are the property of Tivoraciel or are used under valid license. Users may not copy or redistribute content for commercial purposes without explicit permission.
User Submissions
Content submitted by users, such as comments or questions, must be respectful and lawful at all times.
Rights to User Content
By submitting content, you grant Tivoraciel a non-exclusive license to use, publish, and display your material on the site.
Privacy and Data Protection
Your privacy is respected. Please see our detailed privacy policy, which explains data handling and your personal rights under Malaysian law.
See Privacy PolicyImportant Disclaimers
Read these disclaimers carefully. Financial topics are complex and subject to change.
No Guarantees or Promises
Articles are provided for informational purposes only. Results may vary and are not guaranteed in any way.
Site Liability Limits
Tivoraciel and contributors are not liable for losses arising from relying on site content. Always verify details independently.
Indemnification
Users agree to indemnify Tivoraciel and its team against liabilities from improper use of the site.
Resolving Disputes
We prioritize fair, amicable resolutions in case of disputes.
Arbitration
Disputes may be referred to independent arbitration before formal proceedings.
Arbitration procedure details provided upon request.
Online Dispute Resolution
Users may access online dispute resolution via the official Malaysian ADR platform.
Learn more on the ODR platformSeverability
If any part of these terms becomes invalid, the rest remains enforceable.
Full Agreement
These terms make up the full agreement between you and Tivoraciel for all services and features.
Governing Law and Jurisdiction
These terms follow Malaysian law and are subject to Malaysian courts only.
Ending Use
Tivoraciel can suspend access for users who breach these terms or misuse the site’s features or content.
Changes
We may update these terms and will post notice of updates on this page.
Contact For Questions
If you have questions or need clarification, contact our team for assistance.
Support Email: content@tivoraciel.pro
Support Phone: +6019-790 2605
Office Address: Equatorial Plaza, Jalan Sultan Ismail, Kuala Lumpur 50250 Malaysia
Effective Date: Effective January 5, 2026
Version: 2.3